FHA, VA and Conventional Loans

Whether you are a first time home buyer, active or retired military, ready to purchase that second home you and your family have been searching for, or an investor trying to grow your real estate portfolio, choosing the right product is essential. Today’s ever changing underwriting guidelines require the most savvy of Loan Officers to spend a tremendous amount of time trying to keep up.  Let our team, with more than 20 years of underwriting experience, guide you through the myriad of choices to find you the perfect loan to fit you and your family’s needs.

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Specialized Products (Renovation, Down Payment Assistant, and More)

Location, location, location is a Real Estate Agents typical motto, and oddly enough one of our most well known fast food restaurant chains too.  That being said, finding the right home can be challenging.  Many times you can find the perfect home but in the wrong location or the perfect location but never being able to find a home that melts your heart.  Our renovation program is just one of the specialized niche products that allows you to customize an existing home to your specifications, including all of the upgrades, repairs and improvements, with very little out of pocket expense.  The Renovation Program allows you to include these upgrades in the financing of your loan, maximizing your buying potential and creating your dream home in the perfect location.  This is just one of the many products we can offer you at Valley West Mortgage.

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Tools and Resources

Looking to see what size or type of loan you qualify for, estimate a payment, review market conditions or generally learn more about the industry, this is the place for you. We continue to make it possible for you to learn what the mortgage industry is changing and the regulations that affect you, the homeowner or potential home buyer.  Our industry is ever-changing, and trying to stay on top of the changes can be daunting.  Let us help you through our Newsletter, Blog or other useful resources.  It is the goal of our team to ensure you have a full understanding of the industry and more importantly, your specific situation.  Information is gold and we want to make you rich with information.

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A Message From JR and Rosanne

It’s easy to become overwhelmed conducting your own research, comparisons, and with life in general.  With a wide range of mortgage loan products, we are here to help you understand them completely and simplify the process as a whole.  Making possibly the largest financial commitment of your life can be daunting.  Finding the right team to help you through the process is imperative and what we pride ourselves on providing.  With more than 35 years in the industry combined, with JR having more than 18 years as an Underwriter, we have seen almost every possible situation that can arise.  Let us use our expertise in the industry to help you navigate the ins and outs of the loan process and help you to enjoy the American dream of home ownership.

Next Steps…

Complete the online application by clicking on the Apply Now button above or contact any member of our team by emailing or calling the number provided in the Contact Us section listed at the top of the page.  We look forward to hearing from you and welcome you as part of the our Pro Lending Group family.