A: Good question! You should at least have:
- If you and your spouse are applying for the loan, social security numbers for both you and your spouse.
- The two most recent pay stubs for each member applying for the loan and currently working.
- Copies of your checking and savings account statements for the past 2 months.
- Evidence of any other assets like bonds or stocks.
- Copies of your most recent 2 years worth of W2’s and/or 1099’s.
- Copies of your most recent 2 full years tax returns (all pages and schedules).
- If you are self-employed, speak with your Loan Officer as some items listed here may not apply and other may.
- Depending on your lender, you may be asked for other information/documents too.
